Property Finance
All Property Services
Our Full Range of Property Services
View our full range of property finance services for developers, landlords and businesses just like you. For more information, get in touch with our expert property specialists today.
Development Finance
At HFA Bridging & Commercial, our structured development finance solutions provide up to 90% of total project costs, covering both site acquisition and build costs. Property development finance enables developers to borrow a higher percentage, roll up interest costs, and access a wide range of lenders beyond traditional banks. With flexible structures including Senior, Mezzanine, Stretched Senior, 100% Funding, and Joint Venture options.
We tailor funding to suit your project’s needs. Our expertise helps developers maximise potential, build more properties and manage cash flow efficiently from purchase to completion.
Bridging Finance
Bridging finance from HFA Bridging & Commercial offers fast, flexible short-term funding for a wide range of purposes, including property purchases at auction, broken chains, moving home, refurbishments, temporary cash flow solutions and land acquisition before planning. We also provide specialist facilities such as small-value loans, war-chest funding up to £20m and standalone 2nd or 3rd charges.
Funding is available up to 87% of purchase price for refurbishments and up to 90% of land’s hope value. We also lend to expats, trusts, and complex or non-standard property transactions.
Commercial Mortgages
A commercial mortgage can be an effective way for business owners to secure long-term stability while investing in their future growth. This product is designed for those looking to purchase or refinance commercial premises, whether that’s an office, retail space, warehouse, or industrial unit. It can also be used to acquire a long leasehold property, providing greater security of tenure and the ability to adapt or develop the premises to meet business needs.
At HFA Bridging & Commercial, we work closely with a wide panel of lenders to source competitive rates and tailored terms, ensuring each mortgage is structured to match the cash flow, strategy and ambitions of your business. Find out more.
Commercial Investment Mortgages
A commercial investment mortgage is ideal for landlords and investors seeking to purchase or refinance commercial property for rental purposes. Whether you own premises already rented to tenants or wish to expand your portfolio with offices, retail units, or industrial spaces, this product provides a flexible funding route. It can support both long-term investment strategies and income generation through commercial lettings.
At HFA Bridging & Commercial, we access a broad range of lenders to secure competitive terms and structure finance that works in line with your objectives, ensuring your investment delivers both security and strong returns. Find out more.
Residential Investment Mortgages
A residential investment mortgage is designed for professional landlords and property investors seeking to purchase or refinance residential properties for rental purposes. Much like a traditional buy-to-let mortgage, it provides a structured way to finance single units, HMOs, or larger portfolios, giving investors the flexibility to grow and manage their holdings effectively. This product is well suited for those looking to generate ongoing rental income while building long-term value in the residential property market. At HFA Bridging & Commercial, we work with a wide network of lenders to secure competitive rates and tailored solutions that align with your investment strategy and financial goals. Find out more.
Complex Buy to Let
Complex Buy to Let finance is designed for landlords with more challenging property investments, such as HMOs, multi-unit blocks, limited company structures, or large portfolios. Unlike standard buy-to-let mortgages, these cases often require specialist underwriting and bespoke terms.
At HFA Bridging & Commercial, we work with an extensive panel of lenders to secure competitive, tailored solutions that match your strategy, helping you structure deals effectively and maximise returns.
25+
Our Legacy
Decades of Trusted Excellence
Our extensive expertise allows us to tackle projects of any size and complexity, always delivering results that exceed expectations. Trust us to bring your financial goals to fruition with a commitment to excellence that stands the test of time.
- Bespoke Client Focused Approach
- Transparent Approach to the Right Solution
- Vast Expertise in Business Finance Modeling
Ready to discuss your options?
Contact us today to schedule a consultation or to learn more about our services.