Experts in Business Funding & Commercial Finance Solutions

HFA Bridging & Commercial Provide Tailored Commercial Finance Solutions For You and Your Business
Welcome to HFA Bridging & Commercial
Business Funding

Every business is different. Every circumstance is particular to your lending needs. Which is why we take the time to understand what’s required. Find out more here.

Property Finance

With over 20 years working within the financial services industry, our team have the experience and expertise to help you. Find out more here.

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About us

Bringing your Business Ambitions to Life…

With over 25 years of expertise in commercial finance, we work with all of our clients to create solutions that provide growth and structure. From property and bridging products, to commercial finance solutions, our team have the expertise to work with you to understand what will work best for your circumstances.

Our Services

The Right Finance Solution

Commercial Mortgages

This financial product is best suited for business owners who are looking to ​acquire their own commercial premises or purchase a long leasehold.

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Commercial Investment Mortgages

if you rent out your commercial premises or are an investor looking to purchase commercial properties to let out this is the product for you.

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Asset Finance

Asset Finance allows businesses to get the equipment, vehicles and machinery they need. It can be used for both new and second-hand assets, or as a way of releasing the value from those assets you already own.

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Cashflow Finance

There are various options from Invoice Finance and Invoice Discounting to simple cashflow loans and even Overdrafts for a variety of businesses and their varied requirements.

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Refurbishment Lending

There are times that properties will require more simple refurbishment in order to uplift value. Refurbishment loans use the enhanced value to maximise the level of capital.

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Complex Buy to Let

Complex Buy to Let finance is designed for landlords with more challenging property investments, such as HMOs, multi-unit blocks, limited company structures, or large portfolios.

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Bridging Loans

If you need to purchase a property quickly from an auction or it is not in a habitable state then a bridging loan could be the right fit for purpose to complete works. They can be used for both residential and commercial properties.

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Residential Investment Mortgages

This financial solution is very similar to a buy to let mortgage. It is aimed at professional landlords & investors purchasing residential properties.

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Why Us

Our Commitment to Excellence

Expertise & Experience

With years of industry experience, our skilled team brings unparalleled knowledge and creativity to every financial project.

Customised Solutions

We tailor our services to meet your unique needs and vision, ensuring each financing solution meets the project goals.

Client Centred Approach

We prioritise our client centred approach. You are the most important aspect of the plan and our approach ensures we full understand your circumstances to provide the right solutions.

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Our Projects

Our Client Case Studies

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Business landlord requiring finance options to grow existing portfolio
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Business growth requiring larger premises for staff. Develop or refinance?
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Small landlord requiring help towards developing a future portfolio

Testimonials

5 Star Feedback

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Sarah Howard

Developer, Middleton

“The team at HFA Bridging & Commercial totally transformed our plans. Their attention to detail and understanding of what would fit our circumstances meant we could build twice and quickly. They really exceeded our expectations!”

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David Poole

Digital Agency Director, Ormskirk

“We had a few ideas on what we wanted to do with our financial plan so we reached out to discuss some ideas. The expertise and understanding of what could work best really helped us plan effectively and we’re so pleased we spoke to HFA Bridging & Commercial”

Latest News & Insights

Types of Commercial Finance for Landlords and Developers

Commercial finance is a broad term covering a variety of lending solutions and commercial finance...

Why Bridging Finance Works for Property Developers

For property developers, timing is everything. Opportunities don’t wait around, whether it’s an...

Can You Get a Merchant Cash Advance With No Credit Check?

At HFA Bridging & Commercial, we speak to many business owners across Wigan and the wider North...

Ready to discuss your options?

Contact us today to schedule a consultation or to learn more about our services.

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