Experts in Business Funding & Commercial Finance Solutions
Welcome to HFA Bridging & Commercial
Business Funding
Every business is different. Every circumstance is particular to your lending needs. Which is why we take the time to understand what’s required. Find out more here.
Property Finance
With over 20 years working within the financial services industry, our team have the experience and expertise to help you. Find out more here.
About us
Bringing your Business Ambitions to Life…
With over 25 years of expertise in commercial finance, we work with all of our clients to create solutions that provide growth and structure. From property and bridging products, to commercial finance solutions, our team have the expertise to work with you to understand what will work best for your circumstances.
- Commercial Business Finance
- Property & Bridging Finance
Our Services
The Right Finance Solution
Commercial Mortgages
This financial product is best suited for business owners who are looking to acquire their own commercial premises or purchase a long leasehold.
Commercial Investment Mortgages
if you rent out your commercial premises or are an investor looking to purchase commercial properties to let out this is the product for you.
Asset Finance
Asset Finance allows businesses to get the equipment, vehicles and machinery they need. It can be used for both new and second-hand assets, or as a way of releasing the value from those assets you already own.
Cashflow Finance
There are various options from Invoice Finance and Invoice Discounting to simple cashflow loans and even Overdrafts for a variety of businesses and their varied requirements.
Refurbishment Lending
There are times that properties will require more simple refurbishment in order to uplift value. Refurbishment loans use the enhanced value to maximise the level of capital.
Complex Buy to Let
Complex Buy to Let finance is designed for landlords with more challenging property investments, such as HMOs, multi-unit blocks, limited company structures, or large portfolios.
Bridging Loans
If you need to purchase a property quickly from an auction or it is not in a habitable state then a bridging loan could be the right fit for purpose to complete works. They can be used for both residential and commercial properties.
Residential Investment Mortgages
This financial solution is very similar to a buy to let mortgage. It is aimed at professional landlords & investors purchasing residential properties.
Why Us
Our Commitment to Excellence
Expertise & Experience
With years of industry experience, our skilled team brings unparalleled knowledge and creativity to every financial project.
Customised Solutions
We tailor our services to meet your unique needs and vision, ensuring each financing solution meets the project goals.
Client Centred Approach
We prioritise our client centred approach. You are the most important aspect of the plan and our approach ensures we full understand your circumstances to provide the right solutions.
Our Projects
Our Client Case Studies
Testimonials
5 Star Feedback

Sarah Howard
Developer, Middleton
“The team at HFA Bridging & Commercial totally transformed our plans. Their attention to detail and understanding of what would fit our circumstances meant we could build twice and quickly. They really exceeded our expectations!”

David Poole
Digital Agency Director, Ormskirk
“We had a few ideas on what we wanted to do with our financial plan so we reached out to discuss some ideas. The expertise and understanding of what could work best really helped us plan effectively and we’re so pleased we spoke to HFA Bridging & Commercial”
Latest News & Insights
Ready to discuss your options?
Contact us today to schedule a consultation or to learn more about our services.